There are lots of reasons people call on Wolf Creek Appraisal Group, LLC

To a lot of us, an appraisal is simply a line item in the long list of items for a home sale or refinance. Most lenders still want a local expert because the stakes are so high, even though there are a developing number of automated home valuation processes that may appear more economical than an appraisal. But is getting a mortgage the only basis for getting an appraisal? Are there additional times when the services of a licensed, independent real estate professional might come in handy? Of course there are.

Contact Wolf Creek Appraisal Group, LLC if you're planning on any transaction where the value of your house is a factor. Just click here

Let Wolf Creek Appraisal Group, LLC help you appeal your tax assessment in Wasatch County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Wolf Creek Appraisal Group, LLC is your best evidence when building your case. At Wolf Creek Appraisal Group, LLC, we're equipped to assist you in appealing your tax assessment.

Wolf Creek Appraisal Group, LLC can help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask homebuyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. This additional payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is bad because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Wolf Creek Appraisal Group, LLC will give you a statement regarding the value of your home. The price you paid for the home valuation can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially traumatic event for both parties, and it is often even more complicated by the troublesome decision of who gets the home. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from Wolf Creek Appraisal Group, LLC, regardless of the situation.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the absolute value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Wolf Creek Appraisal Group, LLC can help you with relocating to or from Wasatch County

Moving due to a job change can be a real pain, and we understand. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Let Wolf Creek Appraisal Group, LLC assist you in selling your home quickly at the right price

A professional appraisal will help you make a more informed decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.